DEAR SIRS, We offer you to receive any equipment of the leading foreign and national producers under the terms of operating lease. PROPERTY PURCHASE TERMS: • equipment to be let on lease shall be new and purchased in accordance with your order with official vendors or producers that you specify; • lease term: 6-48 months; • advance payment: 30 to 50% of the leased facility value; the amount of the advance shall include payment of all compulsory fees arising in the course of mortgage and evaluation of equipment, the lessee pays no additional commissions or surcharges stipulated in case of receiving a bank loan. • lease fees payment: monthly, in equal installments, or based on individual schedule taking into consideration the specific features of your business (seasonability and irregularity of financial flows formation); payments shall be made in the national currency; • increase in the leased facility value: 8 to 12% of the initial property value; • insurance of the leased facility shall be made by one of well-known insurance companies of Ukraine. Insurance tariff under full material liability insurance scheme (theft, damage, illegal acts of third parties) shall constitute 0.6 to 1.5% of the property value a year; • repurchase of property at residual price (if you prefer, sale may be executed in the name of any legal entity or individual) is calculated with consideration of the amount of lease fees payment; Our company works under the scheme of operating lease implying inclusion of all lease fees amounts (including advance payment) in gross expenses in the reporting period, which is not allowed in case of receiving a loan or purchasing property under the terms of financial lease. Within the validity term of the operating lease agreement, our company will reimburse to your company the VAT amount out of the entire cost of the lease agreement, while with credit or financial lease you will be able to reimburse only VAT out of the property cost. At the time of execution of an operating lease agreement, no additional mortgage, bank guarantee, or surety agreement is required. Debts on operating lease agreements do not influence the total accounts payable of an enterprise, which allows engaging bank loans or other current resources for direct production without any extra-expenses and increase in the mortgage ratio. We are hopeful of long-term and mutually beneficial cooperation.


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