DEAR SIRS, ATON-XXI LLC provides operating lease services of industrial and trade equipment, light and cargo motor vehicles, buses, and special motor and construction equipment to legal entitled and private entrepreneurs. Basic lease terms: * equipment and motor vehicles to be let on lease shall be new and purchased in accordance with your order with official vendors or producers that you specify; with consideration of your preferences, our employees may develop detailed offers on any lease facility you are interested in, taking into account the optimal price, technical and operational characteristics. * lease term: 6 to 48 months; the terms of the agreement provide for early performance of financial obligations by a lessee with reduction of the total amount of lease fees without any financial sanctions; * advance payment: 30 to 50% of the leased facility value; * lease fees payment shall be effected monthly, in equal installments, or based on individual schedule taking into consideration the seasonability of production and specific features of the lessee’s business influencing irregularity of financial flows formation; * appreciation: 8 - 12% a year compared to the initial value of the leased facility (depending on the leased facility); * property insurance of the leased facility shall be made by well-known and reliable insurance companies of Ukraine. Insurance tariff for equipment (insurance against fire risks, natural disasters etc.) shall constitute 0.6 to 1.5% of the leased facility’s value a year; for motor vehicles under the hull insurance scheme (theft, damage, illegal acts of third parties) it shall constitute to 6% of the property value a year. * repurchase of property at residual price (if you prefer, sale may be executed in the name of any legal entity or individual) is calculated with consideration of the amount of lease fees payment and bilateral arrangements; * at the time of execution of a deal, a lessee bears no additional financial expenses related to notarization of the mortgaged facility, expert estimation of the purchased property, and is released from payment of any other commissions required in case of receiving a loan; * in case of purchasing a vehicle, a lessee shall bear no additional charges at payment of compulsory taxes provided for at the time of a vehicle registration in the bodies of the Inter-regional registration and examination units and other institutions (payment to the Pension Fund, compulsory technical inspection, payment of transport duty within the validity term of the lease agreement etc.); * Debts on operating lease agreements do not influence the total accounts payable of an enterprise, which allows engaging bank loans or other current resources for direct production without any extra-expenses and increase in the mortgage ratio. In accounting, the amount of lease fees shall be in the full scope related to the original cost of the products. In case of imposing the value added tax on operating lease transactions, our company reimburses VAT not only out of the amount of the leased facility, but also out of the entire amount of lease fees, which is allowed neither in case of receiving a bank loan, nor in case of performance of a financial lease transaction. This considerably reduces the factor of additional VAT administration. In order to receive equipment or vehicle for lease, a potential lessee shall submit a package of documents to the leasing company, based on which the leasing company’s specialists shall make a decision within the shortest term on possibility of providing finance for a deal. The list of the required documents is given on page "Order" At the time of execution of an operating lease agreement, no additional mortgage, bank guarantee, or third party surety is required. These terms are basic and allow you to make preliminary calculations of economic efficiency of lease. Final terms are determined upon evaluation of the company’s condition, holding negotiations with a potential lessee, supplier, and insurance company. We are hopeful of long-term and mutually beneficial cooperation!



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